:root{--ink:#17312d;--forest:#214f46;--moss:#718c64;--sage:#dce6d6;--cream:#f6f3ea;--paper:#fffdf8;--coral:#d2795b;--line:rgba(23,49,45,.15);--shadow:0 22px 60px rgba(23,49,45,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.55 "DM Sans",sans-serif}a{color:inherit;text-decoration:none}h1,h2,h3,p{margin-top:0}h1,h2{font-family:"Newsreader",serif;font-weight:500;line-height:1.02;letter-spacing:-.025em}h1{font-size:clamp(3.5rem,7vw,7rem);max-width:830px;margin-bottom:28px}h2{font-size:clamp(2.5rem,5vw,4.7rem);margin-bottom:24px}h3{font-size:1.35rem;margin-bottom:9px}.site-header{height:86px;padding:0 clamp(24px,5vw,80px);display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line);position:sticky;top:0;background:rgba(255,253,248,.92);backdrop-filter:blur(16px);z-index:50}.brand{display:flex;align-items:center;gap:12px}.brand-mark{display:grid;place-items:center;width:42px;height:42px;background:var(--forest);color:white;border-radius:50% 50% 46% 54%/55% 45% 55% 45%;font-weight:700}.brand strong,.brand small{display:block;line-height:1.1}.brand 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rotate(-16deg)}.orbit-one{width:360px;height:260px}.orbit-two{width:470px;height:390px;transform:translate(-50%,-50%) rotate(24deg)}.leaf{position:absolute;width:65px;height:125px;background:var(--moss);border-radius:100% 0 100% 0}.leaf-one{top:68px;right:88px;transform:rotate(26deg)}.leaf-two{bottom:48px;left:80px;transform:rotate(205deg);background:var(--forest)}.metric-card{position:absolute;width:175px;padding:16px 18px;background:rgba(255,253,248,.92);border:1px solid rgba(255,255,255,.8);box-shadow:0 12px 30px rgba(23,49,45,.12);border-radius:16px}.metric-card strong,.metric-card span{display:block}.metric-card strong{font-family:"Newsreader",serif;font-size:1.25rem}.metric-card span{font-size:.75rem;color:#58706b;margin-top:3px}.card-one{left:-22px;top:110px}.card-two{right:-18px;top:220px}.card-three{left:40px;bottom:55px}.manifesto,.serve-section,.promise-section{padding:clamp(90px,11vw,170px) clamp(24px,8vw,130px)}.manifesto{background:var(--cream)}.manifesto-grid,.promise-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(55px,9vw,150px)}.manifesto-copy{font-size:1.08rem;color:#405c57}.pull-quote{font:500 clamp(2rem,4vw,3.5rem)/1.08 "Newsreader",serif;max-width:960px;margin:100px auto 0;text-align:center}.tension-section,.advisory-section{padding:clamp(90px,10vw,150px) clamp(24px,8vw,130px)}.section-heading{max-width:780px;margin-bottom:65px}.section-heading>p:last-child{font-size:1.08rem;color:#48625d;max-width:670px}.tension-list{border-top:1px solid var(--line)}.tension-item{display:grid;grid-template-columns:90px 1fr;gap:25px;padding:32px 0;border-bottom:1px solid var(--line)}.tension-item>span{font-family:"Newsreader",serif;font-size:1.4rem;color:var(--coral)}.tension-item div{display:grid;grid-template-columns:1fr 1.4fr;gap:40px}.tension-item p{margin:0;color:#526a65}.serve-section{background:var(--forest);color:white}.serve-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(60px,10vw,160px)}.serve-layout>div>p{color:#c8d8d3;font-size:1.05rem}.principle-list{list-style:none;margin:0;padding:0}.principle-list li{padding:25px 0;border-top:1px solid rgba(255,255,255,.2);display:grid;grid-template-columns:.75fr 1.25fr;gap:35px}.principle-list span{font:500 1.45rem "Newsreader",serif}.principle-list p{color:#c8d8d3;margin:0}.advisory-section{background:#edf1e9}.advisory-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.service-card{background:var(--paper);padding:38px;border-radius:22px;min-height:270px}.service-card .icon{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--sage);font-size:.8rem;font-weight:700;margin-bottom:42px}.service-card h3{font:500 2rem "Newsreader",serif}.service-card p{color:#536a65}.promise-section{background:var(--paper)}.promise-grid>div{font-size:1.08rem;color:#48625d}.fit-section{margin:0 clamp(20px,5vw,76px) clamp(70px,8vw,120px);padding:clamp(50px,7vw,100px);background:var(--cream);border-radius:30px;display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(50px,8vw,120px)}.fit-intro h2{font-size:clamp(2.5rem,4.3vw,4rem)}.fit-form{display:grid;gap:12px}.fit-form label{display:flex;gap:14px;padding:17px 18px;background:var(--paper);border:1px solid transparent;border-radius:14px;cursor:pointer;transition:.2s}.fit-form label:has(input:checked){border-color:var(--moss);box-shadow:0 5px 18px rgba(33,79,70,.09)}.fit-form input{margin-top:4px;accent-color:var(--forest)}.fit-form strong,.fit-form span{display:block}.fit-form strong{font-family:"Newsreader",serif;font-size:1.15rem}.fit-form span{font-size:.88rem;color:#506763}.fit-form .button{justify-self:start;margin-top:8px}.fit-result{grid-column:2;background:var(--forest);color:white;border-radius:14px;padding:20px 22px}.final-cta{text-align:center;padding:clamp(90px,12vw,180px) 24px;background:var(--coral);color:#fffaf3}.final-cta h2{max-width:980px;margin:0 auto 25px}.final-cta p:not(.eyebrow){max-width:680px;margin:0 auto 30px}.final-cta .eyebrow{color:#ffe7dc}footer{padding:45px clamp(24px,6vw,100px);display:grid;grid-template-columns:1fr auto;align-items:center;gap:16px;background:#142a27;color:white}.footer-brand{grid-row:span 2}.legal{font-size:.72rem;color:#a9b9b5;max-width:520px;text-align:right;margin:0}footer>p:not(.legal){margin:0;text-align:right;font-size:.85rem}.reveal{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}.reveal.visible{opacity:1;transform:none}
@media(max-width:900px){.site-header nav{display:none}.menu-button{display:block;background:none;border:1px solid var(--line);padding:9px 13px;border-radius:999px}.mobile-nav{position:fixed;z-index:45;top:86px;left:0;right:0;background:var(--paper);padding:18px 24px;border-bottom:1px solid var(--line)}.mobile-nav:not([hidden]){display:grid;gap:12px}.hero{grid-template-columns:1fr;padding-top:80px}.hero-visual{height:520px;max-width:620px;width:100%;margin:auto}.manifesto-grid,.promise-grid,.serve-layout,.fit-section{grid-template-columns:1fr}.advisory-grid{grid-template-columns:1fr}.fit-result{grid-column:1}.site-header{height:74px}.mobile-nav{top:74px}.hero{min-height:auto}.tension-item div{grid-template-columns:1fr;gap:8px}.principle-list li{grid-template-columns:1fr;gap:8px}footer{grid-template-columns:1fr}footer>p:not(.legal),.legal{text-align:left}}
@media(max-width:560px){h1{font-size:3.45rem}.hero{padding-left:20px;padding-right:20px}.hero-visual{height:430px}.orbit-two{width:360px;height:320px}.orbit-one{width:300px;height:220px}.sun{width:150px;height:150px}.card-one{left:10px;top:55px}.card-two{right:4px;top:205px}.card-three{left:25px;bottom:28px}.metric-card{width:145px;padding:12px}.hero-actions{align-items:flex-start;flex-direction:column}.tension-item{grid-template-columns:48px 1fr}.service-card{padding:28px}.fit-section{margin-left:12px;margin-right:12px;padding:34px 22px}.site-header{padding:0 18px}.brand small{display:none}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none}}
body{overflow-x:hidden}h1,h2{overflow-wrap:break-word}
@media(max-width:560px){h1{font-size:2.95rem;letter-spacing:-.035em}.hero-copy{min-width:0}}

/* Level 3 multi-page site */
.home-hero,.segment-hero{min-height:calc(100vh - 86px);padding:clamp(72px,9vw,140px) clamp(24px,7vw,112px);display:grid;grid-template-columns:minmax(0,1.12fr) minmax(360px,.88fr);gap:clamp(50px,8vw,130px);align-items:center}.home-hero h1{font-size:clamp(4rem,7.5vw,7.4rem)}.home-hero h1 em{color:var(--coral);font-weight:400}.alignment-visual{min-height:570px;position:relative}.alignment-core{position:absolute;z-index:4;left:50%;top:50%;transform:translate(-50%,-50%);width:190px;height:190px;border-radius:50%;display:grid;place-content:center;text-align:center;background:var(--forest);color:white;font:400 1.55rem/1.05 "Newsreader",serif;box-shadow:0 26px 70px rgba(23,49,45,.23)}.alignment-core strong{font-size:2.05rem}.alignment-ring{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);border:1px solid rgba(33,79,70,.25);border-radius:50%}.alignment-ring span{position:absolute;padding:9px 15px;border-radius:999px;background:var(--paper);box-shadow:0 10px 28px rgba(23,49,45,.12);font-weight:700}.ring-one{width:310px;height:310px}.ring-one span{top:0;left:35px}.ring-two{width:430px;height:430px}.ring-two span{right:-8px;top:155px}.ring-three{width:550px;height:550px}.ring-three span{bottom:40px;left:45px}.story-section,.paths-section,.umbrella-section,.plain-section,.process-section,.connected-section{padding:clamp(90px,11vw,170px) clamp(24px,8vw,130px)}.story-section,.plain-section{background:var(--cream)}.story-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(55px,9vw,150px)}.story-grid>div{font-size:1.08rem;color:#405c57}.story-emphasis{font:500 1.45rem/1.35 "Newsreader",serif;color:var(--ink)}.paths-section{background:#eef2ea}.path-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.path-card{display:flex;flex-direction:column;min-height:470px;padding:34px;border-radius:24px;background:var(--paper);border:1px solid rgba(23,49,45,.08);transition:transform .25s,box-shadow .25s}.path-card:hover{transform:translateY(-7px);box-shadow:var(--shadow)}.path-number{color:var(--coral);font:500 1.35rem "Newsreader",serif}.path-label{text-transform:uppercase;letter-spacing:.13em;font-size:.72rem;font-weight:700;margin:65px 0 14px}.path-card h3{font:500 2.05rem/1.08 "Newsreader",serif}.path-card>p:not(.path-label){color:#536a65}.card-link{margin-top:auto;padding-top:25px;font-weight:700}.healthcare-card{background:#e3ecdd}.irs-card{background:#f4e8dc}.family-card{background:#e4e7ef}.umbrella-section{display:grid;grid-template-columns:1fr 1fr;gap:clamp(60px,10vw,160px);background:var(--forest);color:white}.umbrella-copy>p:last-child,.umbrella-list p{color:#c7d8d3}.umbrella-list article{display:grid;grid-template-columns:54px 1fr;gap:20px;padding:27px 0;border-top:1px solid rgba(255,255,255,.18)}.umbrella-list article>span{color:#e2b498}.question-preview{text-align:center;padding:clamp(100px,12vw,190px) 24px;background:var(--coral);color:white}.question-preview .eyebrow{color:#ffe7dc}.question-preview h2{max-width:850px;margin:0 auto 22px}.question-preview>p:not(.eyebrow){max-width:710px;margin:0 auto 30px}.segment-hero h1{font-size:clamp(3.5rem,6vw,6rem)}.case-visual,.stack-visual{padding:34px;border-radius:28px;background:var(--cream);box-shadow:var(--shadow)}.case-line{display:grid;grid-template-columns:48px 1fr;align-items:center;gap:16px;padding:22px 0;border-bottom:1px solid var(--line)}.case-line:last-child{border:0}.case-line>span{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:white;border:1px solid var(--line);font-weight:700}.case-line.done>span{background:var(--coral);color:white}.case-line p{margin:0}.stack-visual{background:#e4e7ef}.stack-visual>div{padding:22px 24px;background:rgba(255,255,255,.75);border-radius:14px;margin-bottom:10px}.stack-visual>div:nth-child(2){margin-left:6%}.stack-visual>div:nth-child(3){margin-left:12%}.stack-visual>div:nth-child(4){margin-left:18%;margin-bottom:0}.stack-visual span,.stack-visual small{display:block}.stack-visual span{font:500 1.4rem "Newsreader",serif}.stack-visual small{color:#66726f}.process-section,.connected-section{background:#eef2ea}.process-grid,.connection-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.process-grid article,.connection-grid article{min-height:285px;padding:30px;background:var(--paper);border-radius:19px}.process-grid article>span,.connection-grid article>span{display:inline-block;color:var(--coral);font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;margin-bottom:55px}.process-grid h3,.connection-grid h3{font:500 1.65rem "Newsreader",serif}.process-grid p,.connection-grid p{color:#576c68}.question-hero{padding:clamp(80px,10vw,140px) 24px 55px;text-align:center}.question-hero h1{font-size:clamp(3.5rem,7vw,6.8rem);margin-bottom:20px}.question-hero>p:last-child{max-width:760px;margin:auto;color:#526a65}.path-selector{display:flex;justify-content:center;flex-wrap:wrap;gap:10px;padding:0 24px 45px}.path-selector button{border:1px solid var(--line);background:var(--paper);border-radius:999px;padding:13px 20px;font:600 .9rem "DM Sans",sans-serif;cursor:pointer}.path-selector button.active{background:var(--forest);color:white}.question-panels{max-width:900px;margin:0 auto;padding:0 24px clamp(90px,10vw,150px)}.question-panel{padding:clamp(28px,5vw,60px);background:var(--cream);border-radius:25px}.question-panel h2{font-size:clamp(2.4rem,4vw,3.8rem)}.question-panel label{display:block;font-weight:600;margin:22px 0}.question-panel textarea{width:100%;min-height:110px;resize:vertical;margin-top:9px;padding:15px;border:1px solid var(--line);border-radius:12px;background:var(--paper);font:1rem/1.45 "DM Sans",sans-serif}.question-result{padding:clamp(35px,6vw,70px);background:var(--forest);color:white;border-radius:25px}.question-result h2{font-size:clamp(2.4rem,4vw,3.7rem)}.question-result p:not(.eyebrow){color:#c8d8d3}.question-result .text-link{display:inline-block;margin-top:15px}
@media(max-width:1000px){.path-grid{grid-template-columns:1fr}.path-card{min-height:360px}.process-grid,.connection-grid{grid-template-columns:repeat(2,1fr)}.home-hero,.segment-hero{grid-template-columns:1fr}.alignment-visual{min-height:520px;max-width:620px;width:100%;margin:auto}.story-grid,.umbrella-section{grid-template-columns:1fr}}
@media(max-width:600px){.home-hero h1,.segment-hero h1,.question-hero h1{font-size:3.1rem}.home-hero,.segment-hero{padding-left:20px;padding-right:20px}.alignment-visual{min-height:390px}.alignment-core{width:140px;height:140px}.ring-one{width:220px;height:220px}.ring-two{width:300px;height:300px}.ring-three{width:370px;height:370px}.ring-two span{top:105px}.ring-three span{bottom:25px;left:20px}.process-grid,.connection-grid{grid-template-columns:1fr}.process-grid article,.connection-grid article{min-height:230px}.path-card{padding:28px}.stack-visual>div:nth-child(n){margin-left:0}.story-section,.paths-section,.umbrella-section,.plain-section,.process-section,.connected-section{padding-left:22px;padding-right:22px}}
.identity-section{padding:clamp(90px,11vw,160px) clamp(24px,8vw,130px);background:var(--paper)}.identity-section>div:first-child{max-width:820px;margin-bottom:50px}.identity-section>div:first-child>p:last-child{color:#526a65;font-size:1.08rem}.identity-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.identity-grid article{padding:36px;background:var(--cream);border-radius:20px}.identity-grid h3{font:500 1.8rem "Newsreader",serif}.identity-grid article>p:not(.path-label){color:#4f6762}.identity-grid .path-label{margin-top:0}.small-note{font-size:.78rem}.contact-strip{display:flex;flex-wrap:wrap;gap:14px 28px;margin-top:24px;padding:22px 26px;background:var(--forest);color:white;border-radius:16px}.contact-strip a{font-weight:700;text-decoration:underline;text-underline-offset:3px}
@media(max-width:760px){.identity-grid{grid-template-columns:1fr}.identity-section{padding-left:22px;padding-right:22px}.identity-grid article{padding:28px}.contact-strip{display:grid;gap:8px}}
.small-note a,.legal a{text-decoration:underline;text-underline-offset:3px;font-weight:700}.disclosure-page{background:var(--cream)}.disclosure-hero{padding:clamp(76px,10vw,135px) clamp(24px,8vw,130px) 52px}.disclosure-hero h1{font-size:clamp(3.4rem,6.5vw,6.5rem);max-width:900px}.disclosure-hero .hero-lede{max-width:760px}.disclosure-body{padding:0 clamp(24px,8vw,130px) clamp(90px,11vw,150px)}.disclosure-card{max-width:960px;background:var(--paper);border:1px solid var(--line);border-radius:26px;padding:clamp(30px,6vw,70px);box-shadow:var(--shadow)}.disclosure-block+.disclosure-block{margin-top:52px;padding-top:46px;border-top:1px solid var(--line)}.disclosure-block h2{font-size:clamp(2.2rem,4vw,3.6rem)}.disclosure-block p{font-size:1.06rem;color:#405c57;max-width:780px}.disclosure-back{display:inline-block;margin-top:42px;font-weight:700;border-bottom:1px solid var(--ink)}
@media(max-width:600px){.disclosure-hero{padding-left:22px;padding-right:22px}.disclosure-body{padding-left:14px;padding-right:14px}.disclosure-card{padding:30px 24px}}
.journey-overview{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;max-width:1200px;margin:0 auto;padding:0 24px 70px}.journey-overview article{padding:28px;background:var(--paper);border:1px solid var(--line);border-radius:18px}.journey-overview article>span{display:inline-block;color:var(--coral);font-weight:700;margin-bottom:28px}.journey-overview h3{font:500 1.55rem "Newsreader",serif}.journey-overview p{margin-bottom:8px;color:#526a65}.security-boundary{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(36px,7vw,100px);margin:0 auto 65px;padding:clamp(34px,6vw,64px);max-width:1200px;background:var(--forest);color:white;border-radius:26px}.security-boundary h2{font-size:clamp(2.2rem,4vw,3.8rem);margin:0}.security-boundary>div:last-child{font-size:1.06rem;color:#d6e2df}.security-boundary .eyebrow{color:#efb39d}.form-safety{padding:16px 18px;border-left:4px solid var(--coral);background:#fff8f3;color:#684b40;border-radius:0 10px 10px 0}.next-step{margin:32px 0 20px;padding:22px;background:#e4ece4;border-radius:14px}.next-step span,.result-next span{display:block;text-transform:uppercase;letter-spacing:.12em;font-size:.7rem;font-weight:700;color:var(--coral);margin-bottom:6px}.next-step strong,.result-next strong{display:block;font:500 1.3rem "Newsreader",serif}.next-step p{margin:6px 0 0;color:#526a65;font-size:.9rem}.result-next{margin:24px 0;padding:18px 20px;background:rgba(255,255,255,.1);border-radius:12px}.result-security{font-size:.84rem}.question-result .text-link{color:white}
@media(max-width:820px){.journey-overview{grid-template-columns:1fr}.security-boundary{grid-template-columns:1fr;margin-left:14px;margin-right:14px}.journey-overview article>span{margin-bottom:12px}}
.question-intro{font-size:1.08rem;color:#526a65;margin-bottom:24px}.question-group{margin-top:42px;padding-top:38px;border-top:1px solid var(--line)}.question-number{text-transform:uppercase;letter-spacing:.13em;font-size:.72rem;font-weight:700;color:var(--coral);margin-bottom:22px}.question-panel fieldset{border:0;padding:0;margin:26px 0}.question-panel legend{font-weight:700;font-size:1.02rem;margin-bottom:8px}.question-help{color:#60736f;font-size:.88rem;margin-bottom:14px}.choice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.choice-grid label{display:flex;align-items:flex-start;gap:11px;margin:0;padding:15px 16px;background:var(--paper);border:1px solid var(--line);border-radius:12px;font-weight:600;cursor:pointer}.choice-grid label:has(input:checked){border-color:var(--moss);background:#eef3ea;box-shadow:0 5px 15px rgba(33,79,70,.08)}.choice-grid input{margin-top:4px;accent-color:var(--forest);flex:0 0 auto}.choice-grid-wide{grid-template-columns:repeat(2,minmax(0,1fr))}.healthcare-questionnaire textarea{min-height:125px}
@media(max-width:650px){.choice-grid,.choice-grid-wide{grid-template-columns:1fr}.question-group{margin-top:34px;padding-top:30px}}
.urgent-note{display:grid;gap:4px;margin:24px 0;padding:18px 20px;background:#fff0e8;border:1px solid rgba(210,121,91,.35);border-radius:12px;color:#65463d}.urgent-note strong{font-family:"Newsreader",serif;font-size:1.25rem}.urgent-note span{font-size:.9rem}.irs-questionnaire textarea{min-height:120px}
.brand small{display:block;font-size:.58rem;letter-spacing:.07em;white-space:nowrap}
@media(max-width:560px){.brand small{display:block;font-size:.52rem;letter-spacing:.045em}}
.business-family-section{padding:clamp(90px,11vw,160px) clamp(24px,8vw,130px);background:#e4e7ef}.business-family-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.business-family-grid article{padding:30px;background:rgba(255,255,255,.78);border-radius:18px}.business-family-grid article>span{display:inline-block;color:var(--coral);font-weight:700;margin-bottom:42px}.business-family-grid h3{font:500 1.55rem "Newsreader",serif}.business-family-grid p{color:#526a65}.business-family-note{max-width:930px;margin:28px 0 0;padding:18px 20px;background:rgba(255,255,255,.55);border-left:4px solid var(--forest);border-radius:0 10px 10px 0;color:#405c57;font-size:.88rem}
.healthcare-feature{padding:clamp(75px,9vw,130px) clamp(24px,8vw,130px);display:grid;grid-template-columns:1.2fr .8fr;gap:clamp(45px,8vw,120px);align-items:center;background:#dfe9da}.healthcare-feature h2{max-width:720px}.healthcare-feature>div>p:not(.eyebrow){max-width:760px;color:#45605a}.healthcare-feature-action{padding:32px;border-radius:20px;background:rgba(255,255,255,.72)}.healthcare-feature-action .button{margin-top:12px;text-align:center}
.portal-security{padding:clamp(75px,9vw,130px) clamp(24px,8vw,130px);display:grid;grid-template-columns:1.25fr .75fr;gap:clamp(45px,8vw,120px);align-items:center;background:var(--cream)}.portal-security h2{font-size:clamp(2.5rem,4.5vw,4.2rem);max-width:850px}.portal-security>div:first-child>p:not(.eyebrow){max-width:790px;color:#405c57}.portal-caution{padding:16px 18px;border-left:4px solid var(--coral);background:var(--paper);border-radius:0 10px 10px 0;font-size:.88rem}.portal-security-actions{display:grid;gap:20px;justify-items:start;padding:32px;border-radius:20px;background:var(--paper);border:1px solid var(--line)}
.become-client-link{position:fixed;right:22px;bottom:22px;z-index:80;display:inline-flex;align-items:center;justify-content:center;padding:14px 21px;border-radius:999px;background:var(--coral);color:white;font-size:.88rem;font-weight:700;box-shadow:0 14px 35px rgba(23,49,45,.24);transition:transform .2s ease,box-shadow .2s ease}.become-client-link:hover,.become-client-link:focus-visible{transform:translateY(-2px);box-shadow:0 17px 40px rgba(23,49,45,.3)}
.professional-benefits-section{padding:clamp(90px,11vw,160px) clamp(24px,8vw,130px);background:var(--cream)}.professional-benefits-section .business-family-grid article{background:var(--paper);border:1px solid rgba(23,49,45,.08)}
.master-plan-section{padding:clamp(90px,11vw,160px) clamp(24px,8vw,130px);background:var(--forest);color:white}.master-plan-section .section-heading>p:last-child{color:#d4e1de}.master-plan-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.master-plan-grid article{padding:34px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.15);border-radius:20px}.master-plan-grid article>span{display:inline-block;color:#efb39d;font-weight:700;margin-bottom:50px}.master-plan-grid h3{font:500 1.75rem "Newsreader",serif}.master-plan-grid p{color:#d4e1de}.master-plan-close{max-width:960px;margin:34px 0 0;font:500 1.35rem/1.4 "Newsreader",serif;color:white}
@media(max-width:1000px){.business-family-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.business-family-section,.professional-benefits-section{padding-left:22px;padding-right:22px}.business-family-grid{grid-template-columns:1fr}.business-family-grid article>span{margin-bottom:20px}}
@media(max-width:800px){.master-plan-section{padding-left:22px;padding-right:22px}.master-plan-grid{grid-template-columns:1fr}.master-plan-grid article>span{margin-bottom:22px}}
@media(max-width:760px){.healthcare-feature{grid-template-columns:1fr;padding-left:22px;padding-right:22px}.healthcare-feature-action{padding:24px}}
@media(max-width:760px){.portal-security{grid-template-columns:1fr;padding-left:22px;padding-right:22px}.portal-security-actions{padding:24px}}
@media(max-width:560px){.become-client-link{right:14px;bottom:14px;padding:12px 17px;font-size:.82rem}}

/* Ocean clarity visual direction */
:root{--ink:#17354a;--forest:#167d9a;--moss:#68b8ba;--sage:#d9efee;--cream:#f4f8f6;--paper:#fffdf8;--coral:#c86f4a;--line:rgba(23,53,74,.15);--shadow:0 22px 60px rgba(23,53,74,.12)}
.brand-mark{background:var(--forest)}.site-header{background:rgba(255,253,248,.94)}.serve-section,.umbrella-section,.master-plan-section,.security-boundary,.question-result{background:#17354a}.serve-layout>div>p,.principle-list p,.umbrella-copy>p:last-child,.umbrella-list p,.master-plan-section .section-heading>p:last-child,.master-plan-grid p,.question-result p:not(.eyebrow){color:#d8e9ee}
.paths-section,.process-section,.connected-section,.advisory-section{background:#eef8f7}.healthcare-card{background:#e2f1ef}.irs-card{background:#f5e9d4}.family-card,.business-family-section{background:#e7eff4}.healthcare-feature{background:#dcefed}.question-preview{background:#dcefed;color:#17354a}.question-preview .eyebrow{color:#167d9a}.question-preview .button.light{background:#167d9a;color:white;box-shadow:0 10px 24px rgba(22,125,154,.18)}.question-preview .button.light:hover{background:#126b83}.final-cta{background:#17354a}.final-cta .eyebrow{color:#c8e8e7}.become-client-link{background:var(--forest)}.become-client-link:hover,.become-client-link:focus-visible{background:#126b83}.nav-cta{border-bottom-color:var(--coral)}
.ocean-hero{grid-template-columns:minmax(0,1.05fr) minmax(420px,.95fr);background:linear-gradient(135deg,#fffdf8 0%,#f4faf9 100%)}
.ocean-hero>.reveal>.eyebrow{display:inline-block;padding:9px 14px;border-radius:999px;background:#dcefed;color:#17354a;font-size:.9rem;letter-spacing:.18em}
.ocean-hero h1{font-size:clamp(3.4rem,6.4vw,6.7rem);line-height:.95;max-width:900px}.ocean-hero h1 em{color:var(--forest)}
.ocean-illustration{min-width:0}.ocean-illustration svg{display:block;width:100%;height:auto}.art-label rect{fill:#fff;stroke:#b5d4d3;stroke-width:2}.art-label text{font:700 13px "DM Sans",sans-serif;fill:var(--ink);letter-spacing:.05em}.art-label text.minor{font-size:10px;font-weight:500;fill:#55747e;letter-spacing:0}
.hero-trust{display:flex;flex-wrap:wrap;gap:10px 0;margin-top:38px;font-size:.75rem;font-weight:700;color:#58727d}.hero-trust span{padding:0 18px;border-left:1px solid #b7cbcf}.hero-trust span:first-child{padding-left:0;border-left:0}
.simple-questionnaire{background:linear-gradient(180deg,#f8fcfb 0,#fffdf8 40%)}.compact-security{margin-bottom:64px}.simple-question-panels{max-width:860px}.listening-questionnaire{background:#eef8f7;border:1px solid rgba(22,125,154,.12);box-shadow:0 24px 60px rgba(23,53,74,.09)}.listening-questionnaire .question-group:first-of-type{margin-top:28px}.listening-questionnaire textarea{background:#fff;min-height:135px;border-color:rgba(23,53,74,.14)}
.contact-details{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin:34px 0 12px}.contact-details label,.best-time{margin:0}.contact-details input,.contact-details select,.best-time input{display:block;width:100%;margin-top:8px;padding:14px 15px;border:1px solid rgba(23,53,74,.16);border-radius:12px;background:#fff;color:var(--ink);font:1rem "DM Sans",sans-serif}.contact-details input:focus,.contact-details select:focus,.best-time input:focus,.listening-questionnaire textarea:focus{outline:3px solid rgba(22,125,154,.18);border-color:#167d9a}.optional{float:right;color:#617876;font-size:.72rem;font-weight:500;text-transform:uppercase;letter-spacing:.06em}.contact-preference{margin-top:32px!important;padding-top:32px!important;border-top:1px solid var(--line)!important}.contact-preference .choice-grid{grid-template-columns:repeat(3,minmax(0,1fr));margin-top:14px}.contact-preference .best-time{display:block;margin-top:20px}.form-delivery-note{margin:20px 0;padding:16px 18px;border-left:4px solid #167d9a;background:#fff;border-radius:0 10px 10px 0;color:#425f62;font-size:.88rem}.question-result .button{margin-top:14px}.email-fallback{margin-top:20px!important;font-size:.84rem}.email-fallback a{text-decoration:underline;text-underline-offset:3px;font-weight:700}
.form-error{margin:18px 0;padding:15px 17px;border-left:4px solid #b44835;background:#fff0ec;color:#68382f;border-radius:0 10px 10px 0;font-weight:600}.listening-questionnaire .button:disabled{cursor:wait;opacity:.7}
@media(max-width:680px){.contact-details{grid-template-columns:1fr}.contact-preference .choice-grid{grid-template-columns:1fr}}
@media(max-width:900px){.ocean-hero{grid-template-columns:1fr}.ocean-illustration{max-width:640px;margin:0 auto}.hero-trust{margin-bottom:24px}}
@media(max-width:600px){.hero-trust{display:grid}.hero-trust span{padding:0;border:0}.compact-security{margin-left:20px;margin-right:20px}.simple-question-panels{padding-left:18px;padding-right:18px}}